Q. What is a "Home Inspection"?
A certified home inspection is an
objective visual examination of the physical structure and
systems of a home, from the roof to the foundation. A large
number of specialized tools are employed to give accurate
measurements. The standard home inspector's report will
include an evaluation of the condition of the home's heating
system, central air conditioning system (temperature
permitting), interior plumbing and electrical systems; the
roof, attic, and visible insulation; walls, ceilings, floors,
windows and doors; the foundation, basement, and visible
structure.
Having a home
inspected is like giving it a "medical" physical checkup. If
problems or symptoms are found, I will refer you to the
appropriate specialist or tradesperson for further evaluation.
A good inspector will not recommend any particular
person or company, thus avoiding any conflict of interest or
alliance.
Q. When is the report delivered?
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The report is delivered
(if requested) on the spot! At no additional cost! An Eye For
Detail-Home Inspections can deliver your report on the spot,
download via the internet (.pdf format), email, or on CD. This
is totally up to the client. If not delivered on the spot, it
will be available the day following the inspection in which
ever method the client chooses.
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Q. Why do I need a
home inspection?
The purchase of a home is probably
the largest single investment you will ever make. You should
learn as much as you can about the condition of the property
and the need for any major repairs before you buy, so that you
can minimize unpleasant surprises and difficulties
afterwards.
Of course, a
home inspection will also point out the positive aspects of a
home, as well as the maintenance that will be necessary to
keep it in good shape. After the inspection, you will have a
much clearer understanding of the property you are about to
purchase, and will be able to make a confident buying
decision.
If you have
owned your home for a long time, a home inspection can
identify problems in the making and recommend preventive
measures which might avoid costly future repairs. In addition,
home sellers may opt for having an inspection prior to placing
the home on the market to gain a better understanding of
conditions which the buyer's inspector may point out. This
provides an opportunity to make repairs that will put the
house in better selling condition.
Q. When is the best time to have the
inspection for a used home?
The answer
varies on who you are in the transaction.
If you are buying a used home:
Ideally you should have the property inspected before you make
an offer to purchase. Often buyers wait until after the offer
is accepted to have the property inspected. The real estate
agent may insist to you to have an offer on the table even
before suggesting to the home owner that an inspector be
allowed accesses to the property.
Commonly you may have the house
inspected immediately after signed contract before an offer is
returned to you. Usually there is a tiny 10 day period for the
inspection and a few days to get estimates on repairs and
replacement equipment. Few buyers are prepared for the time
crunch that they will be going through. The agents want to
give the buyer as little time as possible to deal with the
laborious process of dealing with details.
Q. When is the
best time to have the inspection for a new home?
For new construction, the
inspections ideally are to take place over a number of weeks.
Timing is critical and the status of the property changes
daily while under construction. The smart home buyer of a new
property has at least three inspections at different times
during the construction phase. Seven or more inspections will
help keep the builder closer to the building standards and
hopefully aware that the buyer has an eye on their work. Some
builders never want to have their work checked thus try to
hide flaws or hinder the inspection process. Eventually l add
more details here to help consumers in the real estate
purchasing maze.
Q. When is the best time to have the
inspection for a home sold at auction?
As far as foreclosures, and
HUD properties sold at auction are concerned. It is best to
have the property inspected before you make a bid on the
property. Many of the foreclosed properties are in a horrid
state of disrepair and may require extensive rework. Although
some may be a real bargain, others are problematic money pits.
If accesses to the property before the auction is prohibitive,
the buyer should be aware of potential trouble
areas.
Rental properties are usually in
poor condition. Condo and town homes that once were rental
apartments also are usually in very poor shape. They should be
inspected before you make an offer to purchase.
Q. What will it cost?
The inspection fee for a typical
one family house varies geographically, as does the cost of
housing. Similarly, within a given area, the inspection fee
may vary depending upon the size of the house, particular
features of the house, its age, and possible additional
services, such as septic , water well, or lawn
sprinklers.
However, do not let cost be a
factor in deciding whether or not to have a home inspection,
or in the selection of your home inspector. The knowledge
gained from an inspection is well worth the cost, and the
lowest priced inspector is not necessarily a bargain. The
inspector's qualifications, including his experience,
training, and professional affiliations, should be the most
important consideration. Large homes (above 4000 sq. ft.) can
easily have a charge of $400.00 and a very small
home (1500 sq. ft) could be as little as $220. I
don't inspect trailers.
Q. Can't I do it
myself?
Yes, you can and if you feel comfortable with the
task I will suggest some books to read first. You probably
won't have time within the option period to obtain, read and
understand all the material. However even the most experienced
home owner lacks the knowledge and expertise of a professional
home inspector who has inspected hundreds, perhaps thousands,
of homes in his or her career. An inspector is familiar with
all the elements of home construction, their proper
installation, and maintenance. He or she understands how the
home's systems and components are intended to function
together, as well as how and why they fail.
Above all, most buyers find it very
difficult to remain completely objective and unemotional about
the house they really want, and this may affect their
judgment. For the most accurate picture, it is best to obtain
an impartial third party opinion by an expert in the field of
home inspection.
Q. When do I call
in the home inspector?
A home inspector is typically called right after
the contract or purchase agreement has been signed, and is
often available within a few days. However, before you sign,
be sure that there is an inspection clause in the contract,
making your purchase obligation contingent upon the findings
of a professional home inspection. This clause should specify
the terms to which both the buyer and seller are
obligated.
Q. Can a house
fail inspection?
Not exactly. A professional home inspection is an
examination of the current condition of your prospective home.
It is not an appraisal, which determines market value, or a
municipal inspection, which verifies local code compliance for
new construction. Most houses, even those under construction
now, do NOT meet current building codes. This is especially
true of houses built in an unincorporated area. A home
inspector, therefore, will not pass or fail a house, but
rather describe its physical condition and indicate what may
need repair or replacement.
Who should be at
the inspection?
Ideally only the buyer and the
inspector. However, it's fine with us if the agent is
there. We represent our clients.
Q. Do I (the
buyer) have to be there?
It's not
necessary for you to be present for the entire inspection, but
it is recommended if your time allows it. By following the
home inspector around the house, by observing and asking
questions, you will learn a great deal about the condition of
the home, how its systems work, and how to maintain it. You
will also find the written report easier to understand if
you've seen the property first hand through the inspector's
eyes. It is best that real estate agent not remain at the site
during the inspection. Your presence as a buyer is
necessary to get the verbal account of the findings and to pay
for the services. We recommend you attend at
least the last 30 minutes of the inspection. We can call you
by cell to let you know where we are in the inspection process
to give you time to attend the summary and final
sign-off.
Q. Can you make repairs if they are
needed?
NO! NEVER! If any
inspector says "yes"-- BEWARE! They may have a vested interest
in the outcome of their report. I don't do repairs and I don't
often make repair estimates. I have a strict Code of Ethics
which forbids any actions that could be interpreted as a
conflict of interest.
Q. How long does your inspection
take?
My structured inspection
takes 3 to 5 hours to complete. I strictly adhere to the
Standards of Practice outlines. The extra investment of time
assures you of not only the highest quality inspection but the
same thorough inspection every time.
Q. Do you have a written guarantee that
your report is accurate?
Most home inspectors
have disclaimers, or they are simply unaware of the liability
they are assuming. I perform a visual inspection and evaluate
the condition of the components of the home based upon the
simple criteria of durability and serviceability. The
standards that I am responsible to report are contained in the
Arizona Standards of Professional Practice as published by the
Arizona Chapter of the American Society of Home Inspectors,
and the National Association of Certified Home Inspectors of
which I am affiliated.
Q. Do you go over the report in person
with the buyer?
I prefer to review
the property with the buyer at the conclusion of the
inspection to show them firsthand anything discovered during
the inspection. I have found that this is the key to giving a
buyer peace of mind about their property. When the buyer is
out of the area, I go through the report with them over the
phone page by page.
Q. What kind of report can I
expect?
I have a
state-of-the-art computer generated report. I am able to take
advantage of technology to create a report that is easy to
understand and quite comprehensive. This type of report points
out the weaknesses of the home. The strengths of the house are
given orally.
I have created
many supporting documents that supplement the property
specific reports. They cover a wide spectrum of topics that
can help you with detailed areas. These supporting documents
are never available to real estate agents or other 3rd
parties.
Q. What
are the most common house problems buyers can expect to
find?
In homes 20 years and
older, roof shingles, foundation cracks, wood destroying
insect damage, electrical wiring, and surface water drainage
systems are the items most commonly cited on inspection
reports as needing repair or modification.
In new construction,
inspections frequently report poor landscaping drainage,
inadequate attic ventilation, poor roof construction, and
substandard masonry and finish work. Sometimes the problems
are related to poor initial design problems such as vulnerable
areas of the roof structure, and unwise location of utility
rooms (such as located on the 2nd floor or at an interior
wall rather than exterior wall where there is a direct
exterior vent for the dryer.)
Properties that are
currently or have been rental property are generally in poor
maintenance. "Investment properties" can also be very
problematic. They are usually houses that have had recent
improvements and were purchased at a low price to be repaired
then resold at generally a much higher price. Thus these
houses are often older and may have had past problems that
forced it to be sold at one time at a "bargain" price.
Sometimes the repairs are well done but often they reflect
"handyman" workmanship which falls below building code and
industrial standards.
Q. Do
you check for cosmetic items?
No, not exactly. All
houses show some degree of normal wear. Toilets will at time
overflow thus causing small stains in the grout. The varnish
on a floor will wear thin in one area faster than another due
to use. Roof coverings begin to show wear on the day they are
installed. Even new homes show slight paint imperfections and
flooring that has some mild evidence of normal traffic. Walls
often show scuff marks and paint color will often vary within
a room. These things do not affect the basic functionality of
the house. The criteria of wear is based on whether the item
is performing as intended and possibly in need of some
immediate repair. If you want a nit picky list of problems,
then you can compile that list on your own separate from the
inspection report. An overly scrutinized property could
produce a report that is not helpful in the long term or
reflective of the general functional condition of the
property. Sometimes unethical buyers try to blow a small
problem into a seeming larger one in order to get a lower
selling price. Any emotion packed tactic / ploy usually
doesn't work and only alienates the seller. Being manipulative
only causes ill will.
Q. Who do you
submit the report to?
I report only to the buyer or
(client).
Q. Why is knowing the condition
of the home so important?
The condition of the
home can have a huge financial impact on the home purchase
decision. Home prices have risen substantially over the
years and so has the cost of home repairs. Today's home
buyer must consider not only the cost of buying the home, but
also the cost of owning the home. Nothing can be more
devastating, both emotionally and financially, than to have a
family move into their new home only to face thousands of
dollars in unexpected repair costs.